Retired Employees Association of the California Teachers Association
Long Term Health Care Issues Update

A significant number of REACTA members and CTA retirees received a letter from their long term care provider stating that premiums would be increased up to 90%. This started a series of postings on the REACTA Facebook page and discussion at our annual meeting. Since then REACTA has contacted CTA management about the problem. CTA asked our trust administrator and attorney to do some background research on past contracts between the trust and CNA. Although the trust no longer serves as the collector of premiums that get forwarded to the insurance company, the concern is whether CNA should treat those with coverage as individuals or part of a group. 

If you are currently covered by this long term care plan, there are three steps you can take to help build pressure on CNA:

1. Go to the website www.insurance.ca.gov 
for the California Insurance Commissioner, download a complaint form and send it in. You may call their LA office at 800-927-4357.

2. You should contact Katherine Walker from William C. Earhart Company. They administer the CTA Employee’s Health Trust. Toll free number is 877-396-2942. She is working with our Trust attorneys who are looking into this matter. 

3. When you get any feedback, please share this with other REACTA members either by sending me an email or posting on our REACTA Facebook page.

REACTA will continue to report on this issue. Thanks to Carol Kangas for contacting the Trust Administrator!

Important Notice: 
Medicare Part B Premium Reimbursement

The CTA Employee's Health and Welfare Benefits Trust reimburses Medicare eligible retirees and/or their eligible dependent(s) for the premium cost for enrolling in Medicare Part B.  If you pay Medicare Part B premiums (usually deducted from your monthly Social Security check), and you are NOT receiving quarterly reimburse- ments to cover your premiums, you should contact the Administrator for the CTA Employees' Health Trust: the William C. Earhart Co. at:

CTA Only:  503-460-5242 (Ext 1, Katherine Walker - eligibility)

CTA only Toll Free:  877-396-2942 (Ext 2, Pam Howard - claims advocate)

Retiree Reminders...

Each year the CTA Employee's Retirement Benefits Trust Administrators send out a letter requesting all retirees to complete a form asking if there have been any changes in the status of the retiree.  These forms must be completed and returned to the administrator -- or your retirement benefits could be discontinued.  Contact the Administrator for the CTA Employees' Retirement Trust:  BeneSys Administrators at (925) 208-2277.
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Administrator for the CTA Employees' Health Trust:
William C. Earhart Co.
3140 N.E. Broadway
Portland, OR 97208
(503) 460-5242
(877) 396-2942

CTA Health & Welfare Trust Benefits Contacts List 

Administrator for the CTA Employees' Retirement Trust:
BeneSys Administrators
7180 Koll Center Parkway, Suite 200
Pleasanton, CA 94566
P. O. Box 154
San Ramon, CA  94583
(833) 265-2277
925) 208-2277
Fax: (925) 395-4101
Web site:  www.CTApension.org